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Personal Finance
#MoneyChat Crypto 101
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Personal Finance
Everything You Need to Know About Budgeting
… like, for real, literally EVERYTHING
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Entrepreneurship
Everything You Need to Know About Starting a Business
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Hi. I’m Dorethia.
I started teaching people about money as part of my own financial freedom journey as a single mom and never looked back.
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Personal Finance
6 Alternatives to Payday Loans
Struggling under the weight of unexpected bills, or simply finding it hard to make ends meet between paychecks can be a source of immense stress? In these moments, payday loans may seem like an attractive solution to offer quick financial relief....
3 Ways to Grow Your Net Worth This Year
When it comes to financial health, one of the most telling metrics is your net worth. Think of it as a financial compass that guides you toward wealth-building success. Growing your net worth isn't just for the wealthy elite. It's a tangible goal...
Why You Need a HYSA
In this economy, every penny counts and this means being smart about how you manage your money. One tool that you probably can't afford to miss out on is a high yield savings account or HYSA for short. High yield savings accounts have been around...
How to Lower Your Car Insurance Premiums
Car insurance premiums can add up, but coverage is often required in most states. Depending on your state, you'll need to have a certain amount of liability insurance at minimum. This provides coverage to pay for the other person's vehicle or...
5 Apps That Can Help You Save Money on Groceries
Groceries are a necessity, but they keep getting more and more expensive these days. While we can't control the cost of our groceries or eggs (I really wish we could), we can find ways to save money on this weekly expense while still enjoying the...
5 Banking Fees You Should Avoid Paying
Did you know that 1 in 4 Americans with a checking account are paying banking fees costing an average of $24 per month? That's $288 per year which may not seem like much, but it's actually a lot to spend on fees. This money could probably be best...
Entrepreneurship
10 Best Ecommerce Business Ideas For 2024
Ecommerce, short for electronic commerce, is the buying and selling of goods and services through the internet. Ecommerce works by utilizing a combination of website design, marketing strategies, and logistics to attract customers and fulfill orders. The ecommerce industry is a rapidly evolving...
What AI & ChatGPT Can’t Do
AI is here to stay, and it’s a pretty amazing tool! I know everyone has their own opinion, but I want business owners and entrepreneurs to start out with a clear understanding of what AI can and can’t do. So let’s talk about it. I’ve been using AI for about two years now and I love how it helps...
How to Avoid Burnout in your Business
The holidays are coming up quickly. Before you start accepting Christmas gift lists from your kids and other loved ones, you’ll probably want to figure out how you’re going to pay for all the extra expenses you’ll have over the next few months.
Businesses You can Start for Under 5K Today
Everyone assumes you need millions of dollars to start a business. What if you could start for under $5 K, though? It’s possible! You just need to think outside of the box and know your strengths and you’ll find a business that’s right for you. Consulting Business If you have expertise in a...
When to Quit Your Job
The holidays are coming up quickly. Before you start accepting Christmas gift lists from your kids and other loved ones, you’ll probably want to figure out how you’re going to pay for all the extra expenses you’ll have over the next few months.
Understanding Business Certifications
It is not enough to have the courage, passion, and resolve to start a business because success requires a bit more. You need to be equipped with the right tools and credibility. This is where a certification might come in handy.
If you’re thinking about getting a business certification or need to learn more to see if it’s great for you, just keep reading.
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Real Ways to Pay Your Mortgage Off Early
While homeownership is a dream for most people, the true American Dream means not having a mortgage or massive debt hanging over your hear. These 6 real ways to pay your mortgage off early will help you reach true financial independence.
I Hounded My Kids to Apply for Scholarships — Why You Should Too | GOBankingRates
When my kids were planning for college, I struggled to get them to apply for scholarships. I sat on scholarship committees, so I thought it was a no-brainer that they would listen to me but — nope. It was like pulling teeth and often ended in frustration for both of us.
We Were Shocked by the Cost of this Home Improvement | Go Banking Rates
When I bought my first home — the one I would live in for 14 years — it was small, just under 1,000 square feet, and there were hardwood floors throughout. At one point, I decided to carpet two of the rooms. They weren’t that big, so it didn’t cost that much. No big deal. Cut to my current home, in which every room needed new carpet. I was thinking, “No problem — shouldn’t be too bad.” I was adamant about putting in carpet throughout the house. I called several places and ended up going with the popular place we had seen a million commercials and billboards for over the years.
Hi. I’m Dorethia & I’m the founder of #MoneyChat.
I love teaching people about money and entrepreneurship. I believe in living life out loud and in living color and strive to do just that. If there’s music on… I’m definitely dancing. I absolutely love people – if you cry, I cry… when you celebrate, I’m cheering you on!
Now here’s the official stuff.
Award-winning Financial Expert Dorethia Kelly, is a Personal Finance and Business Coach, Author and CEO of #MoneyChat®. She is also the CEO of Work • Space • Spark™, a career growth and office décor subscription box.
Known for her charismatic, no-nonsense personality, Dorethia empowers people to reach their financial, entrepreneurial and career goals with her coaching, keynotes and online courses.
Dorethia has been featured in various national media, including CNBC, Black Enterprise, U.S. News, USA Today and Experian. Connect with @DorethiaKelly online and visit dorethiakelly.com & workspacespark.com.
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